The construction industry can be unpredictable. You don’t always know when your next job is going to start, and you may have to unexpectedly replace or upgrade heavy machinery. This uncertainty can make it hard to manage your cash flow.
A business line of credit could be just what you need. But getting one is often a difficult and time-consuming process. Many lenders require paperwork detailing your credit history and business performance. They also require security to cover the business loan. While you wait for your application to be assessed, other firms are winning new bids that could have been yours.
Kikka is here to help, with finance you can use to stay in control of the direction of your business. We know financial flexibility is key to keeping your business running smoothly. That’s why our unsecured line of credit application process is so simple. Apply for a line of credit up to $100k and be assessed in less than 10 minutes. No need for extensive paperwork or security over valuable assets. And better yet, we don’t charge establishment or account keeping fees. Just the capital you need to smooth out your cash flow and focus on what really matters: building a business that is ready to take on any job that comes your way.
A Kikka business line of credit provides you with flexibility to apply the loan to any part of your business.
- New equipment or equipment repairs
- Management of unexpected demand, such as incremental scaffolding or generators
- Safety equipment for new staff
- Cyclical business expenses such as insurance
- Annual safety training
Use our business loan calculator to learn more about our line of credit, and the options available to you. Let us help you get the funding you need to take your construction business to new heights.