At Kikka, we believe more businesses should have access to the funds they need to create opportunities.
We were founded in 2015 by a group of finance and business professionals with extensive experience in the Australian credit industry and we’re based here in Australia.
Like any good business, we’re all about doing things better. We want to bring transparency back into lending and change the way small business owners feel about finance.
And if you’re wondering where the name Kikka comes from, it’s about our desire to give every small business a kick-along right when it needs it most.
We believe that the successful small businesses are at the heart of a strong economy. They’re the engine room of innovation and we want to do everything that we can to support them. Access to finance isn’t easy, but it doesn’t need to be that way.
Our technology allows us to look into a company’s credit future and offers small businesses fast access to working capital to continue so they can breathe easy and get the funds they need to grow.
We’re not a bank, we’re an alternative lender. We don’t take deposits and we lend our own funds.
Back in the day, a borrower and lender would meet and sit opposite each other at the “bench” and negotiate the loan amount, term and rate to be repaid. This represented ultimate transparency, honesty and trust as you looked each other in the eye and made an arrangement to borrow money. But something happened in lending and this level of transparency disappeared.
We now have a banking and finance system that seems to be ignoring large parts of the market that form the backbone of the Australian community, and we’re committed to making sure things don’t stay that way.